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Insurance Spain Blog & Expat Guides
Guides, tips, and clear answers on insurance for expats in Spain.
Recent Expat Insurance Briefings
Spain Expats: Cars Under Five Years, Third Party vs Comprehensive
Third-party liability is the legal minimum for every car registered in Spain, but for most expats it isn’t the…
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Bilingual Broker: Expats Transfer Car Insurance to Spain on Plate Issue
If you become resident or register a car in Spain, you must take out Spanish insurance; before cancelling your…
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Contenido vs Continente: What a Spanish Policy Actually Covers
Two words on your policy schedule decide whether a claim is paid in full or paid in part: continente and conte…
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When Territory Clauses Bite: Liability vs Indemnity for Spain Expats
Public liability insurance (seguro de responsabilidad civil) covers claims for physical injury or property dam…
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Torrevieja and Orihuela Costa: Insurance for Expat Homeowners
Buy a flat in Torrevieja or on Orihuela Costa and you inherit a policy you never chose. The comunidad de propi…
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Avoid Visa Rejections: Verify 100% Cover Wording for Expats in Spain
Most expats stumble at the same hurdle: the insurance policy exists, but the paperwork doesn’t say what Spanis…
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Expats in Spain: Switch Insurers Safely With a Bilingual Broker in Two Months
Yes, you can change private insurers in Spain. The Ley de Contrato de Seguro, Ley 50/1980, gives every policyh…
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Renewing an NLV in 2026: The Insurance Rules That Changed
Your non-lucrative visa renewal is not really a test of whether you still deserve to live in Spain. It is a te…
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S1 in Spain: Bilingual 5 Steps to Register with INSS for UK Pensioners
If you receive a UK State Pension or another qualifying exportable benefit, or you’re a posted or frontier wor…
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14 Days Cooling Off Rights in Spain for Expats: Law 22/2007
Yes, Spain gives you a statutory cooling-off period on most insurance bought at a distance: a statutory coolin…
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