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Fuerteventura is the second-largest of the Canary Islands and the closest to the African coast — just 100 kilometres from Morocco. Famous for its vast, pristine beaches and world-class windsurfing and kitesurfing conditions, it has attracted a diverse international community of residents who value its quieter, more natural character compared to the busier tourist islands. The areas of Corralejo in the north, Caleta de Fuste in the centre, and Morro Jable in the south are the main expat communities.
Fuerteventura has a smaller but close-knit expat community compared to Gran Canaria or Tenerife. British, German, and Scandinavian residents are the largest groups, attracted by the island's undeveloped character, excellent water sports, and relaxed pace. Many expats are active and outdoor-oriented. The German community in particular is one of the largest on any Canary Island. At Insurance Spain, we serve Fuerteventura's international community in English, Norwegian, and German.
Fuerteventura operates under the Canary Islands' IGIC tax system, not mainland Spain's IVA. All insurance products are subject to IGIC. Our partner insurers are authorised to operate under Canary Islands regulations.
Fuerteventura's healthcare infrastructure is more limited than the larger islands. The Hospital General de Fuerteventura in Puerto del Rosario is the main public facility; private options are limited and serious cases are often transferred to Las Palmas de Gran Canaria. This makes comprehensive private health insurance with emergency evacuation cover particularly important. Mandatory for Non-Lucrative Visa holders. Ensure your policy confirms Canary Islands-wide coverage.
Fuerteventura is the windiest of the Canary Islands — a fact celebrated by the windsurfers and kitesurfers who flock to Sotavento and Corralejo, but a genuine consideration for property owners. Persistent strong winds cause specific damage risks:
We ensure your home insurance policy covers wind damage at appropriate limits for Fuerteventura's conditions, and that storm exclusions do not leave you exposed during the island's regular high-wind periods.
Public transport on Fuerteventura is limited — a car is essential for most residents outside the major resort centres. The island's roads are generally quiet and in good condition. We compare car insurance from all major Spanish providers and arrange cover for UK-registered vehicles.
Wind damage is covered under most standard home insurance policies, but policy limits and exclusions vary significantly — particularly for sustained wind events versus one-off storms. We check that your policy is appropriate for Fuerteventura's wind conditions and that you are not underinsured for storm events.
Yes — most comprehensive private health insurance policies include emergency evacuation and inter-island transfer cover. This is particularly important on Fuerteventura given the island's limited specialist healthcare. We confirm this is included when arranging your policy.
Fill in the quote form or contact us. We understand the Fuerteventura market and respond in English, usually within one working day.
