Your non-lucrative visa renewal is not really a test of whether you still deserve to live in Spain. It is a test of whether your file matches what the extranjería office expects to…
04 Sep 2026 · 5 min read
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Yes, Spain gives you a statutory cooling-off period on most insurance bought at a distance: a statutory coolin…
02 Sep 2026 · 12 min read
If you let a property in Spain, you have probably read that the rules change in September. They might. At the…
02 Sep 2026 · 5 min read
Spain charges Insurance Premium Tax at a standard rate of 8% on most non-life policies, and your insurer, not…
01 Sep 2026 · 7 min read
If you take three or more short trips a year, annual multi‑trip cover is usually cheaper and simpler. If you’r…
31 Aug 2026 · 8 min read
Once you have sold your car, tell your insurer in writing and attach proof of the sale — the signed contrato d…
30 Aug 2026 · 7 min read
The legal minimum, compulsory civil liability, costs the same whether you ride a 50cc scooter or a 1000cc moto…
30 Aug 2026 · 11 min read
Spain’s insurance law does not require a medical exam for life insurance. Under Ley 50/1980, you must answer a…
29 Aug 2026 · 9 min read
A Costa Blanca property is insured differently from a house in Kent, and not because Spanish policies are wors…
29 Aug 2026 · 5 min read
If you’re a legal resident who qualifies through employment, RETA or the S1 form, the public system (SNS) cove…
29 Aug 2026 · 11 min read
