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Expat Knowledge Base

Insurance Spain Blog & Expat Guides

Guides, tips, and clear answers on insurance for expats in Spain.

Editor's Essential Spotlight

ETIAS Is Coming: What It Means for Family Visiting You
Advice 23 Sep 2026 · 5 min read

ETIAS Is Coming: What It Means for Family Visiting You

The message arrives from your sister in March: do we need to do anything before we come out in June? You live here, so you are the one the family asks. Something has already changed at the border, something else is expec…

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Recent Expat Insurance Briefings

Expats: Spain Health Insurance Waiting Periods, Visas and Cancer Rule
21 Sep 2026

Expats: Spain Health Insurance Waiting Periods, Visas and Cancer Rule

Yes, almost every private health policy sold in Spain carries waiting periods, known as carencias, for non-eme…

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Jávea, Moraira and the Northern Costa Blanca
Expat Insurance 21 Sep 2026

Jávea, Moraira and the Northern Costa Blanca

A villa on the northern Costa Blanca is usually the most valuable thing its owner will ever insure, and it is…

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Okupas in 2026: What Express Eviction Changed for Absent Owners
Advice 18 Sep 2026

Okupas in 2026: What Express Eviction Changed for Absent Owners

The last week of August is when the summer owners lock up and fly home, and the house goes dark until Easter.…

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€500–€1,500 Per Person: Who Can Claim Health Insurance Tax Relief in Spain
17 Sep 2026

€500–€1,500 Per Person: Who Can Claim Health Insurance Tax Relief in Spain

Yes, private health insurance is tax deductible in Spain, but only within strict boundaries. If you’re self-em…

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Avoid 50% Claim Cuts: Close Comunidad Gaps in Your Spain Home Cover
16 Sep 2026

Avoid 50% Claim Cuts: Close Comunidad Gaps in Your Spain Home Cover

Continente (buildings) insurance covers the structure of your Spanish property, the walls, roof, fixed kitchen…

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The V16 Beacon, Nine Months On: Fines, Void Models, Foreign Plates
Advice 16 Sep 2026

The V16 Beacon, Nine Months On: Fines, Void Models, Foreign Plates

If you bought a V16 beacon in a rush last December, there is a fair chance it is sitting in your glovebox doin…

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First 24 Hours to File a Home Insurance Claim in Spain for Expats
14 Sep 2026

First 24 Hours to File a Home Insurance Claim in Spain for Expats

Call your insurer’s 24/7 claims line the moment damage happens, then act to stop it getting worse. Turn off th…

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Costa del Sol Insurance Guide for Expats
Expat Insurance 14 Sep 2026

Costa del Sol Insurance Guide for Expats

Buying on the Costa del Sol usually means arranging insurance in a language you half-speak, against risks you…

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Spain Expats: Avoid 50% VAT Trap on Commercial vs Personal Vehicles
12 Sep 2026

Spain Expats: Avoid 50% VAT Trap on Commercial vs Personal Vehicles

Whether Spain treats your vehicle as commercial (N1) or personal (M1) determines your registration tax, your V…

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