Insurance Gran Canaria

Comprehensive Insurance for Expats in Gran Canaria — Compare Health, Car, Home & Life Insurance with Expert English-Speaking Support

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Gran Canaria — described by the Canary Islanders themselves as a "continent in miniature" — offers extraordinary geographic variety on a single island: golden sand dunes in Maspalomas, lush valleys in the interior, vibrant city life in Las Palmas de Gran Canaria, and dramatic cliff coastlines in the north and west. For expats, this variety translates into a remarkably flexible lifestyle. The island has attracted a significant and diverse international community, from retired British expats in the southern resorts to digital nomads and young professionals in Las Palmas.

The Expat Community in Gran Canaria

Gran Canaria has a large and diverse expat population. British residents are concentrated in the south — particularly in Playa del Inglés, Maspalomas, Mogán, and Puerto Rico. Las Palmas de Gran Canaria has attracted a different demographic: younger international residents, digital nomads, and professionals drawn by the city's growing tech scene, co-working infrastructure, and relatively affordable rents. German, Scandinavian, and Dutch expats are also numerous across the island. At Insurance Spain, we serve Gran Canaria's international community in English, Norwegian, and German.

IGIC and the Canary Islands Tax Regime

Gran Canaria, like all the Canary Islands, operates under the IGIC tax system rather than mainland Spain's IVA. All insurance products on the island are subject to IGIC. Our partner insurers are fully authorised to operate under Canary Islands regulations, and we make sure your policy is correctly structured for island residency.

Health Insurance in Gran Canaria

Gran Canaria has good private healthcare. Hospital Quironsalud Gran Canaria and Clínica Santa Catalina in Las Palmas are the leading private facilities. The south of the island is served by Hospital HLA Tamaraceite and several private clinics in the resort areas. Private health insurance is essential for expats outside the public system and mandatory for Non-Lucrative Visa and Digital Nomad Visa holders. Island-wide coverage (not "peninsular Spain only") must be confirmed in the policy.

Home Insurance in Gran Canaria

Property types across Gran Canaria vary considerably. The southern resort areas are dominated by apartment complexes, many of which are used as holiday rentals. Las Palmas has a mix of historic centre apartments and modern urban housing. The interior has traditional Canarian country houses (casas de campo) and rural properties. Home insurance needs to reflect the specific use and risks of your property — holiday rental policies, extended vacancy cover, and pool liability are common requirements.

Car Insurance in Gran Canaria

Public transport in Gran Canaria is primarily based around the capital, Las Palmas. The south of the island — home to most British expats — has limited public transport and car ownership is essential. We compare car insurance from all major Spanish insurers and arrange cover for UK-registered vehicles during the re-registration process.

Other Cover in Gran Canaria

Frequently Asked Questions — Insurance in Gran Canaria

Can digital nomads get insurance in Gran Canaria?

Yes — Gran Canaria is an increasingly popular digital nomad destination. The Digital Nomad Visa requires private health insurance with full Spain coverage. We arrange visa-compliant policies quickly and provide the necessary documentation for visa applications.

How do I get a quote for insurance in Gran Canaria?

Fill in the quote form or contact us. We understand the Gran Canaria and Canary Islands market and respond in English — usually within one working day.