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Expat Knowledge Base

Insurance Spain Blog & Expat Guides

Guides, tips, and clear answers on insurance for expats in Spain.

Recent Expat Insurance Briefings

Expats: Avoid Losing Years, Get Foreign No Claims Bonus Recognised in Spain
30 Sep 2026

Expats: Avoid Losing Years, Get Foreign No Claims Bonus Recognised in Spain

Most Spanish insurers will accept a foreign no-claims history, but they will not do so automatically. Your fir…

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Fuengirola, Benalmádena and Mijas: Insurance Essentials
Expat Insurance 30 Sep 2026

Fuengirola, Benalmádena and Mijas: Insurance Essentials

Buy a flat in Fuengirola, Benalmádena or Mijas Costa and you inherit two insurance policies: the one you choos…

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Expats in Spain: Declare Named Drivers With the DGT and Your Insurer
28 Sep 2026

Expats in Spain: Declare Named Drivers With the DGT and Your Insurer

In Spain, motor insurance follows the vehicle, not the driver. If someone uses your car regularly, or is young…

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Mortgage Life Cover: What the Bank Sells You vs What You Can Buy
Tips 28 Sep 2026

Mortgage Life Cover: What the Bank Sells You vs What You Can Buy

You are at the notary's office in six weeks and the bank has just sent through the mortgage offer. Somewhere i…

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Expats: 3-Step Car Insurance Documents Checklist for Spain
26 Sep 2026

Expats: 3-Step Car Insurance Documents Checklist for Spain

The document that proves your car is insured in Spain is your receipt of premium payment, showing the insurer’…

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Marbella and Estepona: Insuring a Higher-Value Home
Expat Insurance 25 Sep 2026

Marbella and Estepona: Insuring a Higher-Value Home

Most people insuring a home in Marbella or Estepona buy the same product they would buy for a flat in Torremol…

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30 Seconds to Check DGSFP: Broker or Agent in Spain for Expats
24 Sep 2026

30 Seconds to Check DGSFP: Broker or Agent in Spain for Expats

In Spain, a broker (corredor) is an independent intermediary legally required to act in the client’s interest;…

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Drive Legally in Spain in Days: Registration & Insurance for Expats
24 Sep 2026

Drive Legally in Spain in Days: Registration & Insurance for Expats

Every car kept in Spain must carry motor third-party liability insurance, known locally as seguro de responsab…

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ETIAS Is Coming: What It Means for Family Visiting You
Advice 23 Sep 2026

ETIAS Is Coming: What It Means for Family Visiting You

The message arrives from your sister in March: do we need to do anything before we come out in June? You live…

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