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Insurance Spain Blog & Expat Guides
Guides, tips, and clear answers on insurance for expats in Spain.
Recent Expat Insurance Briefings
Spain's September Rental Shake-Up: What Landlords Lose
If you let a property in Spain, you have probably read that the rules change in September. They might. At the…
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8% Insurance Premium Tax in Spain: What Expats and Small Businesses Must Check
Spain charges Insurance Premium Tax at a standard rate of 8% on most non-life policies, and your insurer, not…
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Put Medical Cover First: Annual vs Single Trip Cover for Spain Expats
If you take three or more short trips a year, annual multi‑trip cover is usually cheaper and simpler. If you’r…
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4 Steps Expats Take After Selling in Spain to Cancel Car Insurance
Once you have sold your car, tell your insurer in writing and attach proof of the sale — the signed contrato d…
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Save up to €450 on scooter vs motorcycle insurance in Spain for expats
The legal minimum, compulsory civil liability, costs the same whether you ride a 50cc scooter or a 1000cc moto…
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2–6 Weeks: Life Insurance Medical Exam in Spain for Expats
Spain’s insurance law does not require a medical exam for life insurance. Under Ley 50/1980, you must answer a…
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Costa Blanca Insurance Guide for Expats
A Costa Blanca property is insured differently from a house in Kent, and not because Spanish policies are wors…
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€60 or private? Public vs private healthcare for Spain expats
If you’re a legal resident who qualifies through employment, RETA or the S1 form, the public system (SNS) cove…
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Under 90 Days in Spain: Travel or Health Insurance?
Most short-term visitors to Spain need travel insurance; residents and long-stay expats need private or intern…
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How to Claim from the Consorcio After a Flood
After a serious flood, the first thing most people get wrong is who they ring. They call their own insurer, wa…
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