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Insurance Spain Blog & Expat Guides
Guides, tips, and clear answers on insurance for expats in Spain.
Recent Expat Insurance Briefings
Expats: Spain Health Insurance Waiting Periods, Visas and Cancer Rule
Yes, almost every private health policy sold in Spain carries waiting periods, known as carencias, for non-eme…
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Jávea, Moraira and the Northern Costa Blanca
A villa on the northern Costa Blanca is usually the most valuable thing its owner will ever insure, and it is…
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Okupas in 2026: What Express Eviction Changed for Absent Owners
The last week of August is when the summer owners lock up and fly home, and the house goes dark until Easter.…
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€500–€1,500 Per Person: Who Can Claim Health Insurance Tax Relief in Spain
Yes, private health insurance is tax deductible in Spain, but only within strict boundaries. If you’re self-em…
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Avoid 50% Claim Cuts: Close Comunidad Gaps in Your Spain Home Cover
Continente (buildings) insurance covers the structure of your Spanish property, the walls, roof, fixed kitchen…
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The V16 Beacon, Nine Months On: Fines, Void Models, Foreign Plates
If you bought a V16 beacon in a rush last December, there is a fair chance it is sitting in your glovebox doin…
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First 24 Hours to File a Home Insurance Claim in Spain for Expats
Call your insurer’s 24/7 claims line the moment damage happens, then act to stop it getting worse. Turn off th…
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Costa del Sol Insurance Guide for Expats
Buying on the Costa del Sol usually means arranging insurance in a language you half-speak, against risks you…
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Spain Expats: Avoid 50% VAT Trap on Commercial vs Personal Vehicles
Whether Spain treats your vehicle as commercial (N1) or personal (M1) determines your registration tax, your V…
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IBI, Modelo 210 and the Autumn Bills Owners Forget
Autumn is when the Spanish property bills stop being theoretical. The IBI demand appears, someone mentions Mod…
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