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Okupas in 2026: What Express Eviction Changed for Absent Owners

18 Sep 2026

Okupas in 2026: What Express Eviction Changed for Absent Owners

The last week of August is when the summer owners lock up and fly home, and the house goes dark until Easter. That is also the poi...

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Jávea, Moraira and the Northern Costa Blanca

21 Sep 2026

Jávea, Moraira and the Northern Costa Blanca

A villa on the northern Costa Blanca is usually the most valuable thing its owner will ever insure, and it is routinely insured fo...

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ETIAS Is Coming: What It Means for Family Visiting You

23 Sep 2026

ETIAS Is Coming: What It Means for Family Visiting You

The message arrives from your sister in March: do we need to do anything before we come out in June? You live here, so you are the...

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Marbella and Estepona: Insuring a Higher-Value Home

25 Sep 2026

Marbella and Estepona: Insuring a Higher-Value Home

Most people insuring a home in Marbella or Estepona buy the same product they would buy for a flat in Torremolinos, with a bigger...

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Mortgage Life Cover: What the Bank Sells You vs What You Can Buy

28 Sep 2026

Mortgage Life Cover: What the Bank Sells You vs What You Can Buy

You are at the notary's office in six weeks and the bank has just sent through the mortgage offer. Somewhere in it is a life polic...

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Fuengirola, Benalmádena and Mijas: Insurance Essentials

30 Sep 2026

Fuengirola, Benalmádena and Mijas: Insurance Essentials

Buy a flat in Fuengirola, Benalmádena or Mijas Costa and you inherit two insurance policies: the one you choose, and the one your...

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8% Insurance Premium Tax in Spain: What Expats and Small Businesses Must Check

1 Sep 2026

8% Insurance Premium Tax in Spain: What Expats and Small Businesses Must Check

Spain charges Insurance Premium Tax at a standard rate of 8% on most non-life policies, and your insurer, not you, carries the leg...

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14 Days Cooling Off Rights in Spain for Expats: Law 22/2007

2 Sep 2026

14 Days Cooling Off Rights in Spain for Expats: Law 22/2007

Yes, Spain gives you a statutory cooling-off period on most insurance bought at a distance: a statutory cooling-off period general...

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S1 in Spain: Bilingual 5 Steps to Register with INSS for UK Pensioners

3 Sep 2026

S1 in Spain: Bilingual 5 Steps to Register with INSS for UK Pensioners

If you receive a UK State Pension or another qualifying exportable benefit, or you’re a posted or frontier worker, an S1 lets you...

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Expats in Spain: Switch Insurers Safely With a Bilingual Broker in Two Months

4 Sep 2026

Expats in Spain: Switch Insurers Safely With a Bilingual Broker in Two Months

Yes, you can change private insurers in Spain. The Ley de Contrato de Seguro, Ley 50/1980, gives every policyholder that right, bu...

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