Okupas in 2026: What Express Eviction Changed for Absent Owners

18 Sep 2026

Okupas in 2026: What Express Eviction Changed for Absent Owners

The last week of August is when the summer owners lock up and fly home, and the house goes dark until Easter. That is also the poi...

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Jávea, Moraira and the Northern Costa Blanca

21 Sep 2026

Jávea, Moraira and the Northern Costa Blanca

A villa on the northern Costa Blanca is usually the most valuable thing its owner will ever insure, and it is routinely insured fo...

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ETIAS Is Coming: What It Means for Family Visiting You

23 Sep 2026

ETIAS Is Coming: What It Means for Family Visiting You

The message arrives from your sister in March: do we need to do anything before we come out in June? You live here, so you are the...

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8% Insurance Premium Tax in Spain: What Expats and Small Businesses Must Check

1 Sep 2026

8% Insurance Premium Tax in Spain: What Expats and Small Businesses Must Check

Spain charges Insurance Premium Tax at a standard rate of 8% on most non-life policies, and your insurer, not you, carries the leg...

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14 Days Cooling Off Rights in Spain for Expats: Law 22/2007

2 Sep 2026

14 Days Cooling Off Rights in Spain for Expats: Law 22/2007

Yes, Spain gives you a statutory cooling-off period on most insurance bought at a distance: a statutory cooling-off period general...

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S1 in Spain: Bilingual 5 Steps to Register with INSS for UK Pensioners

3 Sep 2026

S1 in Spain: Bilingual 5 Steps to Register with INSS for UK Pensioners

If you receive a UK State Pension or another qualifying exportable benefit, or you’re a posted or frontier worker, an S1 lets you...

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Expats in Spain: Switch Insurers Safely With a Bilingual Broker in Two Months

4 Sep 2026

Expats in Spain: Switch Insurers Safely With a Bilingual Broker in Two Months

Yes, you can change private insurers in Spain. The Ley de Contrato de Seguro, Ley 50/1980, gives every policyholder that right, bu...

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Avoid Visa Rejections: Verify 100% Cover Wording for Expats in Spain

5 Sep 2026

Avoid Visa Rejections: Verify 100% Cover Wording for Expats in Spain

Most expats stumble at the same hurdle: the insurance policy exists, but the paperwork doesn’t say what Spanish authorities need i...

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Jewellery & Watch Insurance in Spain Explained

13 Apr 2026

Jewellery & Watch Insurance in Spain Explained

Your Rolex Submariner retails at over €9,000. Your home insurance will pay out a maximum of €1,500–€3,000 for it — if it is stolen...

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Dental Insurance in Spain: Is It Worth It for Expats?

16 Apr 2026

Dental Insurance in Spain: Is It Worth It for Expats?

Ask any British expat what surprised them most about healthcare in Spain and dental care comes up repeatedly. In the UK, even with...

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