
18 Sep 2026
The last week of August is when the summer owners lock up and fly home, and the house goes dark until Easter. That is also the poi...
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21 Sep 2026
A villa on the northern Costa Blanca is usually the most valuable thing its owner will ever insure, and it is routinely insured fo...
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23 Sep 2026
The message arrives from your sister in March: do we need to do anything before we come out in June? You live here, so you are the...
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1 Sep 2026
Spain charges Insurance Premium Tax at a standard rate of 8% on most non-life policies, and your insurer, not you, carries the leg...
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2 Sep 2026
Yes, Spain gives you a statutory cooling-off period on most insurance bought at a distance: a statutory cooling-off period general...
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3 Sep 2026
If you receive a UK State Pension or another qualifying exportable benefit, or you’re a posted or frontier worker, an S1 lets you...
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4 Sep 2026
Yes, you can change private insurers in Spain. The Ley de Contrato de Seguro, Ley 50/1980, gives every policyholder that right, bu...
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5 Sep 2026
Most expats stumble at the same hurdle: the insurance policy exists, but the paperwork doesn’t say what Spanish authorities need i...
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13 Apr 2026
Your Rolex Submariner retails at over €9,000. Your home insurance will pay out a maximum of €1,500–€3,000 for it — if it is stolen...
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16 Apr 2026
Ask any British expat what surprised them most about healthcare in Spain and dental care comes up repeatedly. In the UK, even with...
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