25 Aug 2026
Driving a UK-Plated Car in Spain: The 90-Day Insurance Trap
Your UK insurance certificate runs until next spring. The MOT is in date, the car is taxed, and nothing about the paperwork looks...
Read more
27 Aug 2026
How to Claim from the Consorcio After a Flood
After a serious flood, the first thing most people get wrong is who they ring. They call their own insurer, wait, and lose a week...
Read more
29 Aug 2026
Costa Blanca Insurance Guide for Expats
A Costa Blanca property is insured differently from a house in Kent, and not because Spanish policies are worse. They are built di...
Read more
2 Sep 2026
Spain's September Rental Shake-Up: What Landlords Lose
If you let a property in Spain, you have probably read that the rules change in September. They might. At the time of writing — 23...
Read more
4 Sep 2026
Renewing an NLV in 2026: The Insurance Rules That Changed
Your non-lucrative visa renewal is not really a test of whether you still deserve to live in Spain. It is a test of whether your f...
Read more
7 Sep 2026
Torrevieja and Orihuela Costa: Insurance for Expat Homeowners
Buy a flat in Torrevieja or on Orihuela Costa and you inherit a policy you never chose. The comunidad de propietarios insures the...
Read more
9 Sep 2026
Contenido vs Continente: What a Spanish Policy Actually Covers
Two words on your policy schedule decide whether a claim is paid in full or paid in part: continente and contenido. They look like...
Read more
11 Sep 2026
IBI, Modelo 210 and the Autumn Bills Owners Forget
Autumn is when the Spanish property bills stop being theoretical. The IBI demand appears, someone mentions Modelo 210 in a WhatsAp...
Read more
14 Sep 2026
Costa del Sol Insurance Guide for Expats
Buying on the Costa del Sol usually means arranging insurance in a language you half-speak, against risks you never had to think a...
Read more
16 Sep 2026
The V16 Beacon, Nine Months On: Fines, Void Models, Foreign Plates
If you bought a V16 beacon in a rush last December, there is a fair chance it is sitting in your glovebox doing nothing useful. Ni...
Read more