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Jávea, Moraira and the Northern Costa Blanca

21 Sep 2026

Jávea, Moraira and the Northern Costa Blanca

A villa on the northern Costa Blanca is usually the most valuable thing its owner will ever insure, and it is routinely insured fo...

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8% Insurance Premium Tax in Spain: What Expats and Small Businesses Must Check

1 Sep 2026

8% Insurance Premium Tax in Spain: What Expats and Small Businesses Must Check

Spain charges Insurance Premium Tax at a standard rate of 8% on most non-life policies, and your insurer, not you, carries the leg...

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14 Days Cooling Off Rights in Spain for Expats: Law 22/2007

2 Sep 2026

14 Days Cooling Off Rights in Spain for Expats: Law 22/2007

Yes, Spain gives you a statutory cooling-off period on most insurance bought at a distance: a statutory cooling-off period general...

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S1 in Spain: Bilingual 5 Steps to Register with INSS for UK Pensioners

3 Sep 2026

S1 in Spain: Bilingual 5 Steps to Register with INSS for UK Pensioners

If you receive a UK State Pension or another qualifying exportable benefit, or you’re a posted or frontier worker, an S1 lets you...

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Expats in Spain: Switch Insurers Safely With a Bilingual Broker in Two Months

4 Sep 2026

Expats in Spain: Switch Insurers Safely With a Bilingual Broker in Two Months

Yes, you can change private insurers in Spain. The Ley de Contrato de Seguro, Ley 50/1980, gives every policyholder that right, bu...

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Avoid Visa Rejections: Verify 100% Cover Wording for Expats in Spain

5 Sep 2026

Avoid Visa Rejections: Verify 100% Cover Wording for Expats in Spain

Most expats stumble at the same hurdle: the insurance policy exists, but the paperwork doesn’t say what Spanish authorities need i...

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When Territory Clauses Bite: Liability vs Indemnity for Spain Expats

7 Sep 2026

When Territory Clauses Bite: Liability vs Indemnity for Spain Expats

Public liability insurance (seguro de responsabilidad civil) covers claims for physical injury or property damage you cause to a t...

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Bilingual Broker: Expats Transfer Car Insurance to Spain on Plate Issue

10 Sep 2026

Bilingual Broker: Expats Transfer Car Insurance to Spain on Plate Issue

If you become resident or register a car in Spain, you must take out Spanish insurance; before cancelling your home policy, reques...

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Landlord Insurance in Spain: A Guide for Expat Property Investors

12 Apr 2026

Landlord Insurance in Spain: A Guide for Expat Property Investors

Spain's rental market is booming, and many expat property owners are cashing in — whether through long-term lets or holiday rental...

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Jewellery & Watch Insurance in Spain Explained

13 Apr 2026

Jewellery & Watch Insurance in Spain Explained

Your Rolex Submariner retails at over €9,000. Your home insurance will pay out a maximum of €1,500–€3,000 for it — if it is stolen...

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